I can’t believe I am almost at the end of August and I have only now got around to getting this posted – I must do better! On the flip side of all of that, I really didn’t keep much attention to what was going on once again. Everything is on autopilot – my actively managed ISA is just building up cash so really there isn’t much to do. Life can be good!
As I covered in my “How I measure performance” – basically I take the value of the portfolio at the end of last month, add on any contributions for the month, and that was my starting value. End value is the value at the end of the reporting period. Simples 🙂
|Company Pension||2.64%||No income generated as all funds are in growth or reinvested|
|Personal Pension||2.60%||No income generated as all funds are in growth or reinvested|
|ISA 1||1.30%||No income generated as all funds are in growth or reinvested|
|ISA 2||0.80%||The performance does not include the income that was paid out into my account|
|ISA 3||1.39%||Although dividends are paid out, they remain in the ISA wrapper, and will get reinvested for growth. The performance figure includes both the Capital growth, and also income received which will get reinvested.|
|ISA 4||2.86%||Go T’ Pub ISA|
|FTSE-100||1.46%||This excludes any dividends|
|FTSE-250||0.23%||This excludes any dividends|
|FTSE-All||1.22%||This excludes any dividends|
|S&P500||3.65%||This excludes any dividends|
|Dow Jones||4.75%||This excludes any dividends|
|GBP/USD||-0.63%||This was taken on the spot rate on the close of the last day of the month. Going forwards I will pick up the exchange rate from www.xe.comfor consistency and real life 🙂|
So, the US continues its upwards path, the pound slipped a little, and all my various portfolios went up a bit in value. Nice.
So my IFA beat me this month, but then he is more heavily US based (with the exception of GTP).
Really a very boring month. Money goes in. Money buys stuff. Money produces more money. Pot goes up. No magic (sadly), no 100 baggers making me an overnight millionaire (sadly, again), but the slow and steady inevitable climb towards retirement continues. Bring it on!
Note: For those of you in either the FI London or FI UK Facebook groups, and for those note, there is another FI Meet up planned on the 19th October in central London. Estimates at the last meet up was that around 100 people turned up (of which I only got to chat to a very small fraction) – please do come along, bring a friend as well if you so want!