So this is not a great sign that it is the middle of August nearly and I am only just writing up June, still at least I shouldn’t be short of posts for the next couple of weeks!
For the full details over all of the portfolios as a summary please refer to the full month end report – this is specifically looking at what has happened on the Go T’ Pub portfolio only.
I know they are changing the charging mechanism for Selftrade and I had it in my diary this Monday to look at but time flew by once again and I have done nothing about it. I recall doing a quick scan and thinking I was too lazy to make it worthwhile to move, but I will need to do proper research on that. Oh well.
So, what activity did we have this month?
- New Funds added. As always, the regular contribution of £1,100 has gone in
- No dividends were paid. Maybe I should find some other ETFs to buy that pay out in different months just to give me a little excitement
- No withdrawal was made
- Left over cash from the previous purchases was left in
Overall performance: The starting value was £20,634.47 with £1,100 in new funds added, and £0 withdrawals, meaning total starting value was £21,734.47. We finished the month on £21,665.77 so the total performance across the whole portfolio was -0.32%.
Not ideal but the fact that the portfolio isn’t racing up means I can keep buying more units I guess….
So, lets get into the detail…..
So the standard units were purchased – however with the high price means I could only afford to buy a further 17 units at £63.62 per unit (a slight dip on the previous month), making the average cost per unit of £61.78. So it just keeps ticking along and increasing the number of units which all helps!
Given how busy June was it means I didn’t look the minute the shares were purchased, and so I just had to look at the end of the month!
So – how does this now look as the graph data slowly builds up?
The clear air gap continues! At some point I expect there to be a fall, when who knows. The same old automatic, proven, method is ticking along thank you very much!
Cash vs. Investment Trust
So now for the fun, and highly not recommended, part. The money from my Cash ISA that was part of my emergency fund that I invested in the market to see what would happen over time.
So, how is it looking?
|Cash||Now stands at £5,130.23|
|S&S ISA IT||Now stands at £5,395.68*|
*Disclaimer – I may have misrecorded this but have no idea…
So still quite a way ahead, with another 12 shares bought through dividend reinvestment – making 46 extra shares from dividends already – that’s compounding for you!
How does the rollercoaster look now?
So, still looking not at all bad all told. Again this is my emergency fund so I would HAVE to sell if I needed the cash regardless of what the price was – not a situation you want to find yourself in if you can help it!
I continue to shout about how wonderful this fire and forget is. If you don’t have some weird spreadsheet fetish and just want to get on with your life rather than worry about this – crank up the investment to the max and forget about it – bliss!