So as I desperately try and catch up on publishing my numbers, I realise I ought to be publishing the numbers for August, not July, but never mind, that will come in time!
For the full details over all of the portfolios as a summary please refer to the full month end report – this is specifically looking at what has happened on the Go T’ Pub portfolio only.
Once again I have still not got around to looking at changing the provider for this ISA in light of the recent changes to the charging mechanisms for them, however I did look back at my post trying to find the GTP ISA provider, and it was either Selftrade or II. As II are already providing one of my other ISAs it looks like I won’t get around to changing – very bad on my part.
So, what activity did we have this month?
- New Funds added. As always, the regular contribution of £1,100 has gone in
- VWRL paid out a dividend again. £107.09. Compared to this time last year when it was only £7 that is a heck of a jump!
- No withdrawal was made
- Left over cash from the previous purchases was left in
Overall performance: The starting value was £21,665.77 with £1,100 in new funds added, and £0 withdrawals, meaning total starting value was £22,765.77. We finished the month on £23,416.27 so the total performance across the whole portfolio was 2.86%. Not at all bad!
So the standard units were purchased – with the whopping dividend also reinvested (it paid to buy me an additional unit – compounding in action baby!!). I bought a further 19 units at £64.96 per unit, making the average cost per unit of £62.01. So not only a great big dividend this month, but enough to buy another unit – for free!
I really am very very pleased with the way this is going!
So – how does this now look as the graph data slowly builds up?
Look at that gap! That’s what that free VWRL unit did for me 🙂 I know this does sound really quite sad but that is truly a great moment for this ISA. I could have used £35 a MONTH for going to the pub (a bottle of wine, a burger and a few pints or a pint and about 25 packs of pork scratchings – probably a little too many even for me).
There will be a drop at some point I am sure but for now I will just continue to enjoy watching that gap grow!
In terms of dividends to date:
- Jul ’17 – 18 shares @ 42.3p dividend per share – £7.61
- Oct ’17 – 73 shares @ 26.8p dividend per share – £19.60
- Jan ’18 – 127 shares @ 22.4p dividend per share – £28.51
- Apr ’18 – 182 shares @ 23.5p dividend per share – £42.79
- Jul ’18 – 238 shares @ 45p dividend per share – £107.09
Cash vs. Investment Trust
So now for the fun, and highly not recommended, part. The money from my Cash ISA that was part of my emergency fund that I invested in the market to see what would happen over time.
So, how is it looking?
|Cash||Now stands at £5,130.67|
|S&S ISA IT||Now stands at £5,395.68*|
*Disclaimer – yes this is the same as the previous, I think I typed in the wrong box but in the grand scheme of things, it doesn’t really matter!
So still quite a way ahead for now, not at all bad!
For an easy life, you really can’t go wrong with this approach for automated investing. I don’t need to read any company reports, I don’t need to worry about politics or economic collapse anywhere. Just buy and forget. Bliss!