So I am still playing catch up and giving August’s performance when I should be giving September but please do forgive me..I need to hurry things along!
As I covered in my “How I measure performance” – basically I take the value of the portfolio at the end of last month, add on any contributions for the month, and that was my starting value. End value is the value at the end of the reporting period. Simples 🙂
|Company Pension||0.97%||No income generated as all funds are in growth or reinvested|
|Personal Pension||-0.09%||No income generated as all funds are in growth or reinvested|
|ISA 1||-0.57%||No income generated as all funds are in growth or reinvested|
|ISA 2||-0.32%||The performance does not include the income that was paid out into my account|
|ISA 3||-0.72%||Although dividends are paid out, they remain in the ISA wrapper, and will get reinvested for growth. The performance figure includes both the Capital growth, and also income received which will get reinvested.|
|ISA 4||0.62%||Go T’ Pub ISA|
|FTSE-100||-4.08%||This excludes any dividends|
|FTSE-250||-0.90%||This excludes any dividends|
|FTSE-All||-3.46%||This excludes any dividends|
|S&P500||2.98%||This excludes any dividends|
|Dow Jones||2.12%||This excludes any dividends|
|GBP/USD||-1.29%||This was taken on the spot rate on the close of the last day of the month. Going forwards I will pick up the exchange rate from www.xe.com for consistency and real life 🙂|
So what to make of it all? Drops across the board outside of the US. Not great, but means I get to buy a little more for all my direct debits (in theory!).
Whilst I never like to see my investments not performing, I really am not worried at present, the more and more I can buy the better.
To be honest, not a lot to see – keep throwing money in, and wait for time to do its magic!