So no surprise – I paid absolutely zero attention to the ISA in August (as he is writing the update in October!) – not even log in to change the numbers to try and squeeze every last penny out – I will eventually get around to doing that… but don’t forget to get to the end of this post for notice of a couple more FI events coming up!
For the full details over all of the portfolios as a summary please refer to the full month end report – this is specifically looking at what has happened on the Go T’ Pub portfolio only.
So, what activity did we have this month?
- New Funds added. As always, the regular contribution of £1,100 has gone in
- CTY paid out an additional £56.82 (which will get reinvested) – so again a nice little improvement on the interest in my cash ISA!
- No withdrawal was made
- Left over cash from the previous purchases was left in
So once again a very quiet month just ticking along and the number of units keep ticking up.
Overall performance: The starting value was £23,416.27, with £1,100 in new funds added, and £0 withdrawals, meaning total starting value was £24,516.27. We finished the month on £24,669.21 so the total performance across the whole portfolio was 0.62%.
Not at all bad, although it is making the VWRL more expensive to buy again, but I guess I can’t have both!
So lets get into the detail…..
So the standard units were purchased. I bought a further 16 units at £66.63 per unit, making the average cost per unit of £62.27. The average cost starting to keep ticking up, but I guess I can’t complain as all the other units I already have increase as well!
I really am very very pleased with the way this is going – zero effort and money coming in.
So – how does this now look as the graph data slowly builds up?
A clear gap staying there between contributions and value – if that doesn’t make you think about getting going investing, I don’t know what will! Ok at some point things will drop, but for now, I will keep happily watching that spread!
Cash vs. Investment Trust
So now for the fun, and highly not recommended, part. The money from my Cash ISA that was part of my emergency fund that I invested in the market to see what would happen over time.
So, how is it looking?
|Cash||Now stands at £5,131.09|
|S&S ISA IT||Now stands at £5,252.05|
So far then, the stock is just about keeping its head above the cash side of things (although remember there will be a dealing charge if I need to liquidate which I haven’t really included).
So the rollercoaster continues, and still above the cash so the fun continues….
I really am rather enjoying this forgetfulness of this ISA – for a stress free life I couldn’t ask for more!
Want more FI?
So this month there are TWO events going on for anyone interested:
October 13th – at The Onslow Arms, West Clandon from 12 noon there is a FI UK group meet up
October 19th – at The Old Bank of England, London from 17:30, there is a FI London group meet up