So, once again, I didn’t pay any attention to the GTP ISA again this month (even though I should probably start looking at the charges and maybe move it!).
For the full details over all of the portfolios as a summary please refer to the full month end report – this is specifically looking at what has happened on the Go T’ Pub portfolio only.
So, what activity did we have this month?
- New Funds added. As always, the regular contribution of £1,100 has gone in
- No dividends were paid out sadly this month
- No withdrawal was made
- Left over cash from the previous purchases was left in
Overall performance: The starting value was £24,669.21, with £1,100 in new funds added, and £0 withdrawals, meaning total starting value was £25,769.21. We finished the month on £25,774.98 so the total performance across the whole portfolio was 0.02%.
So basically things went absolutely nowhere. Even with the money in things just tick along.
So, now for the details….
So the standard units were purchased. I bought a further 16 units at £66.52 per unit, making the average cost per unit of £62.49. The average cost starting to keep ticking up, but I guess I can’t complain as all the other units I already have increase as well!
I am in a slightly odd position in that I would love a crash and for the shares to drop to say £40 to allow me to buy huge amounts more, even if it means my current holding drops massively.
Ultimately though, it doesn’t really matter – things will just keep ticking along
So – how does this now look as the graph data slowly builds up?
So a nice gap developing there between contributions and value. It’s still not as much as I would like but the main thing is that the total value keeps going up!
Cash vs. Investment Trust
So now for the fun, and highly not recommended, part. The money from my Cash ISA that was part of my emergency fund that I invested in the market to see what would happen over time.
So, how is it looking?
|Cash||Now stands at £5,131.55|
|S&S ISA IT||Now stands at £5,346.64|
So far then, the stock is just about keeping its head above the cash side of things (although remember there will be a dealing charge if I need to liquidate which I haven’t really included).
So far the experiment is good – more in the stocks than cash but still a long way from being “comfortable” with the gap as yet.
So far so good…
So the VWRL experiment is still good clocking up units and slowly paying out for beers in the future. The cash vs. CTY is still a little uncomfortable if that was my only cash reserves, but fortunately it isn’t.