So in October I have to admit I didn’t really look at this portfolio – knowing that CTY will do what it does, and the VWRL will also just keep ticking along. Life continues to throw up blockers to my writing time, so please stay with me 🙂
For the full details over all of the portfolios as a summary please refer to the full month end report – this is specifically looking at what has happened on the Go T’ Pub portfolio only.
So, what activity did we have this month?
- New Funds added. As always, the regular contribution of £1,100 has gone in
- VWRL paid out a whopping £103.60
- No withdrawal was made
- Left over cash from the previous purchases was left in
Overall performance: The starting value was £25,774.98, with £1,100 in new funds added, and £0 withdrawals, meaning total starting value was £26,874.98. We finished the month on £25,534.68 so the total performance across the whole portfolio was -4.99%.
Ouch, so quite a drop there – but what does that actually look like in terms of the details….
So with the drop in the value, plus the extra income from the dividend, it allowed me to purchase a whopping 20 units this month at £62.87 per share, giving an average cost now of £62.52.
On the flip side – £100 quid. For doing nothing. That should cover a meal out this quarter with Mrs. FiL – but I of course wont yet, it will reinvest 🙂 Either way – two quarters in a row its been over £100, or in other words, about £30 a month – that will treat us to a couple of drinks down the pub each month – result!
So, how does this look in pretty pictures I hear you ask?
So even with the “crash” – having reinvested the dividends, the value is still higher than the contributions – so nothing really to grumble. I can’t believe just how fast the £20k has amassed either – seems to be there in a blink of an eye.
Cash vs. Investment Trust
So now for the fun, and highly not recommended, part. The money from my Cash ISA that was part of my emergency fund that I invested in the market to see what would happen over time.
So, how is it looking?
|Cash||Now stands at £5,132.34|
|S&S ISA IT||Now stands at £5,037.70|
So once again, the value of cash holding it’s.. well… value… is showing through as I sit on a loss of the stock. Given how low it has been over the month, it is a great recovery!
So the rollercoaster continues! I know that next month I should get another dividend which will be reinvested so hopefully this will then make sure it keeps above the original starting value, but let’s see!