So here we are again, a little late in the month on the update but as always, here it is!
For the full details over all of the portfolios as a summary please refer to the full month end report – this is specifically looking at what has happened on the Go T’ Pub portfolio only.
So the key bullet points for this month:
- New Funds added. As always, the regular contribution of £1,100 has gone in
- This month the portfolio generated no dividends, so no income to help me through (VWRL will pay out in October)
- No withdrawal was made
- Left over cash from the previous purchases was left in
Overall performance: The starting value was £9,664.77, with £1,100 in new funds added, and £0 withdrawals, meaning total starting value was £10,764.77. We finished the month on £10,685.48, so the total performance across the whole portfolio was -0.74%. Disappointing when it ends less than it starts, but the main thing is the total value is higher than the previous month.
So the standard units were purchased – a further 18 units purchased at £59.49 per unit, making the average cost per unit of £60.27. So despite all the noise and yo-yoing of the market, the average price changed by just 17p. It all helps!
So – how does this now look as the graph data slowly builds up?
So right now, hardly anything in it between my contributions and the value. I should get another dividend next month from the VWRL so hopefully that will make a slight dint and show a bit more value than contributions, but I will save that excitement for now!
Cash Vs. Investment Trust
So – back to the challenge of cash against investing for my emergency fund. Remember folks – you should not do this.
So, how is it looking?
|Cash||Now stands at £5,127.06|
|S&S ISA IT||Now stands at £5,171.64|
Yes, that’s right – I got a whole 4p interest in my cash ISA. The previous dividend from CTY was automatically reinvested, buying an extra 11 units (total cost, including trading fee and stamp duty just over £48) which explains part of the difference.
For those that prefer pretty pictures:
A nice little trend above the cash. One day we may even see the starting value line appearing underneath the cash line.
So nothing at all interesting happening here if I am honest! The overall value of the portfolio keeps on ticking up with the extra cash going in which is always nice to see.