Firstly, apologies for the slight delay in getting the performance figures out this month – a very busy work schedule meant a fair amount of travelling, and then a sneaky week away with the families with only my work laptop meant I couldn’t post, and wasn’t organised enough to time the post and do it in advance.
So the month has ended, and so its time to take stock of the performance across my portfolio, and compare it to the usual index of choice. This enables me to see how I am doing. As I covered in my “How I measure performance” – basically I take the value of the portfolio at the end of last month, add on any contributions for the month, and that was my starting value. End value is the value at the end of the reporting period. Simples 🙂
So, what did September do to my overall performance?
|Company Pension||-1.78%||No income generated as all funds are in growth or reinvested|
|Personal Pension||-1.69%||No income generated as all funds are in growth or reinvested|
|ISA 1||-0.34%||No income generated as all funds are in growth or reinvested|
|ISA 2||-0.99%||The performance does not include the income that was paid out into my account, but is covered by the income so really need to consider both in conjunction|
|ISA 3||2.22%||Although dividends are paid out, they remain in the ISA wrapper, and will get reinvested for growth. The performance figure includes both the Capital growth, and also income received which will get reinvested. The Income is the %age paid out by the portfolio but remains inside the wrapper to buy more goodies|
|FTSE-100||-0.78%||This excludes any dividends|
|FTSE-250||0.36%||This excludes any dividends|
|FTSE-All||-0.57%||This excludes any dividends|
|S&P500||1.97%||This excludes any dividends|
|Dow Jones||1.99%||This excludes any dividends|
So, what to make of all this? Firstly, a fairly large jump in the strength of the pound against the dollar, which would explain why VHYL/VWRL dropped when the US markets rose so much.
My actively managed ISA put in yet another great month – and is really pushing up in value – obviously helped by the current strong bull market.
The rest of the portfolios – not so great with all the drops, but I just tell myself it means I buy more for the same amount of money! Overall, even with the drops across most of my portfolios, the slow and steady increase in my networth continues.
Total dividend income this month was down on last year just a little – disappointing but then I sold out some of the shares that payout in September, and the trackers didn’t pay out in September. Having said that it was still a noticeable income that will get reinvested / saved, so it all adds up!
How did you get on with the markets this month?